A couple of months ago I decided to take the credit card interest hit and use my cards to pay my remaining medical bills rather than letting them go to collections and taking the hit on my credit rating. I’ve severely reeled in myspending, which admittedly has been easier due to the shelter in place order. Over the last 2 months I’ve paid off $1600 worth of credit card debt by basically spending no money on recreation or entertainment. I buy food and medicine and whatever is left next pay period I dump into credit card payments.